Stress Management Risk Assessment for Small Business Owners
Running a small business ican feel like a rollercoaster; exciting, unpredictable, and, let’s face it, stressful. Whether it’s cash flow worries, staffing issues, or the never-ending to-do list, stress can creep in and take a toll on both you and your team.

Jonathan Viney & Dr Emmanuel Akpe at The Growth Hub Cheltenham
Ignoring it isn’t an option. High stress leads to burnout, higher staff turnover, and lower productivity—all things a small business can’t afford. The good news? A stress risk assessment can help you spot problems early and take action before they spiral.
Why Stress Risk Assessments Matter for Small Businesses
Imagine this:
- You’re short-staffed and you have to work late to cover for the shortage, and your own health starts slipping away.
- An employee quits suddenly, leaving you scrambling to train someone new while keeping customers happy.
- Deadlines are piling up, but your team seems disengaged and unmotivated.
Sound familiar? These are common pain points for small business owners.
A workplace stress risk assessment helps you:
✅ Identify key stressors (before they become crises)
✅ Support your team’s mental well-being
✅ Boost productivity and reduce absenteeism
How to Conduct a Stress Risk Assessment (Without the Hassle)
You don’t need a corporate HR team to do this. You can achieve this as a small business owner and I will show you how.
Here’s how:
1. Preparation & Planning
- Define your goal – Are you looking to reduce burnout? Improve work-life balance? or something else?
- Write down what success should look like after the exercise.
2. Gather Feedback
- Anonymous surveys – Ask employees what’s causing them stress (e.g., workload, unclear expectations).
- One-to-one chats – Some team members may open up more in private.
3. Analyse the Results
- Look for patterns—are most employees stressed about late payments, lack of flexibility, or poor communication?
- Look out for particular duties that are more stressful.
4. Take Action
- Flexible hours – Could adjusting shifts help parents or students on your team?
- Clearer role expectations – Sometimes stress comes from uncertainty and roles that are not clearly defined.
- Mental health support – Organising regular stress management training for your team (This is where we come in).
5. Monitor & Improve
- Check quarterly—stress factors change as your business grows.
- Repeat the process every six months and make improvements.
How to write a stress risk assessment in a simple way?
- Identify the risks of stress.
- Decide how to remove or reduce the risks.
- Agree on what steps to take.
- Make any changes to avoid or reduce risks.
- Regularly review the plan.
Real-World Stress Busters for Small Businesses
- Delegate more – You don’t have to do everything yourself.
- Set boundaries – Reduce the amount of work you take home!
- Encourage breaks – Everyone is entitled to break including you as the business owner.
Final Thought: Stress Management = Business Success
A happy team is a productive team. By tackling stress head-on with a stress risk assessment, you’re not just improving well-being—you’re future-proofing your business.
Need the template? Download the HSE stress risk assessment tool today and take the first step towards a calmer, more resilient business.